JBFS Blog

Our office will be closed from 11am on Friday 19th December 2025 and will reopen at 8.30am on Monday 5th January 2026. Wishing all our clients a Merry Christmas and a safe and Happy New Year. See...

History rarely announces itself in dramatic bursts. More often, it reveals itself through quiet turning points — moments when trends harden into realities and choices can no longer be postponed. ...

Every generation is shaped by the world it inherits—and by the challenges it must overcome. While it’s easy to fall into debates about which generation had it hardest or best, a more constructive...

The countdown to Christmas has officially begun, and with it comes the excitement—plus the inevitable rush—to get everything organised before the big day. Whether you’re hosting, travelling, giving...

The festive season is a time for family, celebration, and reflection. As the year winds down, many of us naturally think about the things that matter most—our loved ones, our health, and our...

Tax isn’t just a yearly chore — it’s a lifelong consideration. From your first job to retirement, understanding how to manage your tax obligations can make a significant difference to your financial...

Superannuation is one of the most powerful tools Australians have to build long-term financial security. Yet, for many young people, it remains out of sight and out of mind. They may see it as...

Market volatility is a normal — and often uncomfortable — part of investing. Share prices rise and fall in response to economic data, company earnings, geopolitical events, and investor sentiment....

In the whirlwind of modern life, it’s easy to forget what really matters. Deadlines loom, inboxes overflow, and the “urgent” often takes precedence over the important. But if there’s one thing we...

Retirement isn’t just about finishing a career — it’s about stepping into a new chapter of life. For many, the thought brings excitement and hope; for others, uncertainty and even fear. You’ve spent...

It’s no secret: when tax time rolls around, most of us look for ways to reduce how much we owe. But there’s a big difference between smart tax planning and simply trying to avoid tax. The key term...